laminate kitchen flooring

Contrary to popular belief, buying kitchen flooring doesn’t always have to be an expensive prospect. In actuality, it’s a lot more affordable than you might think. And with a little bit of know-how and some time invested in research, you’ll be able to keep the costs of your kitchen laminate flooring at a minimum without making any compromises on the quality of the chosen materials or the desired results. To this end, here are some simple tips that will allow you to save money.

  1. Do the installation yourself

Keeping the costs low on kitchen flooring isn’t just about finding the cheapest products available. Your expenditure will also depend on how much work you’re willing to put into it. And to avoid spending on labour, it may be worth tackling the installation yourself – especially if you’re working with materials like laminate flooring since they’re relatively easy to lay. Shouldering the responsibility might sound like a lot of work, but you’ll be surprised at how low you can drive its costs in doing so.

But, keep in mind that the installation of specific flooring materials may require the expertise of a trained professional. And if you’re unsure that you can do the job yourself, it’s worth seeking out and investing in the services of an experienced contractor as you’ll avoid making any potentially expensive mistakes that will end up costing you more time and money to rectify.

  1. Try shopping online

As tempting as it might sound to pay a visit to your local brick-and-mortar stores to shop for flooring materials for your kitchen, they’re often priced much higher than products offered by online retailers.

As such, it makes sense also to explore your options over the internet. When you get right down to it, not only is it easier to do online shopping, but you’re far more likely to get discounts, sales and favourable deals in doing so.

Always ensure, however, that you are shopping from a trustworthy retailer – if not, you may end up with a few unpleasant surprises, before and after installation.

  1. Compare before you buy

It’s a general rule of thumb never to spend on impulse, and shopping for flooring materials is no different. Instead, take some time to shop around first and carefully consider and compare all available options. This may sound like additional work than many of us would undoubtedly rather be without. However, you’ll have a much better chance of finding inexpensive options and much better deals if you actively try to look for them.

Securing the necessary materials for your kitchen flooring isn’t any harder than purchasing any other kind of product. The key is never to limit your options. And by following all of the tips that are listed above, you’ll be able to save yourself a lot more money than you expect. And, as anyone who has ever redecorated their home will attest, small savings here and there can make all the difference, especially for those who are working on a tight budget.

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Advertisement feature – easy chilli con carne with Simply Cook

easy chilli con carne recipe

Everyone makes their chilli con carne with a branded wooden spoon yes?

I’m a sucker for anything that means I have to spend less time thinking about what to have for dinner because to be quite honest after 25 years of cooking for children I’m done with it.

‘What’s for tea?’

‘I didn’t like my packed lunch.’

‘This cucumber is too spicy.’

No thanks.

I do like the ease of the meal box schemes where all the ingredients arrive at your door, but I’m less keen on the amount of packaging that comes with them, like individual eggs in plastic boxes and masses of ice and insulation just for a couple of chicken breasts. I also find I can end up with a lot of fresh ingredients that need using up way too quickly.

Simply Cook is the perfect compromise.

Simply Cook sends you a selection of carefully chosen and blended spices and seasonings, along with a recipe card, and you buy the fresh ingredients at a time that suits. It means you have the basics of a restaurant quality meal in the cupboard, ready to inspire you when you need it, without masses of plastic packaging or potential food waste.

And it fits through the letterbox. Boom. View Post

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garden makeover tips

There are various ways you can enhance the look and feel of your garden. Let’s look at how this can best be achieved!

For one, you may wish to have water features added to your garden. Options include an artificial stream, drilled rock, pond, water blade, rill, fountain, reflecting pool or ornamental pool. Each water feature can attract wildlife including birds. You may construct these using a DIY approach. Easier to make DIY birdfeeders can be created using a plastic bottle, a tea cup or even a skin of orange hung with macramé.

Another way to encourage birds into your garden is by adding birdfeeders. Types of birdfeeders include suet, seed, ground, window and nut & nibble feeders. You may be interested in having a feeding station or bird table added instead. According to the RSPB, you could have pinhead oatmeal, black sunflower seeds, raisins & currants, mixes designed for insectivorous birds or/and a good general mixture of seeds added to a birdfeeder.

How about having a garden bench fitted? As for designs, the styles available include straight, curved, lutyens, backless, memorial and tree garden benches. Some of the most popular materials are steel, iron, aluminium and rattan. A DIY garden bench is easiest to make if you’re using wood as the primary material, however. It is best to face your garden benches towards the back of your house as this way they can act as an aesthetically pleasing feature of your garden that attract the eye immediately upon entering the garden. Even as seen from your kitchen, where you place these benches can enhance the overall look of your garden!

small garden bench gardenbenches.com review

When it comes to flower arrangements, one of the best approaches is to have several flower beds added. With three rows each, the final row should be the tallest, the middle row should be shorter and the first row should be the shortest of them all. Additionally, it is a good idea to have tall focal point flowers such as blue or violet types growing from the middle of the final row! Another way to go about adding flowers to your garden is by fit potted plants. Whichever style and colour of flowers you include in your garden, you should ensure that they are a suitable match with the surrounding colour tones.

It may also interest you to have a shed installed in your garden or/and replace an old one. As with much of the work discussed here, plenty of it can be done DIY. In the case of a garden shed, only undertake the construction of one if you know how to build a shed. The most popular types of sheds are timber-based, plastic and metallic. Each has their own pros and cons whether it be in relation to durability, cost and how secure they are from the threat of break-ins. If you decide to construct a shed or have one fitted, you should first allocate plenty of time to considering what material and design best suits your preferences including when it comes to visual appeal.

As you can see, there are many ways you can improve your garden. It’s important to take into account your budget, needs and preferences before coming up with a plan and list of ideas as to how you’d like to change your garden for the better!

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Advertisement feature

online pharmacy

I was up in the loft last night rummaging around for something and I spotted the Christmas decorations. I had a sudden rush of anxiety as I realised that even though it will soon be September, which is basically Christmas, it only really feels like a couple of months since I was taking down the Christmas tree and packing away the baubles.

Little did we know then what a weird year this would turn out to be, not just for us as a family, (no change there), but for the whole world. Everything has been turned on its head and our day to day way of being has adapted and shifted to match.

One of the consequences of coronavirus has been just how much more of our lives have been conducted online, from family Zoom quiz nights to fighting for that much needed shopping delivery slot. Access to healthcare has changed too. I’ve had to go to the GP twice during lockdown and both times it’s been scarily different – ringing a buzzer to be let in, hand washing and face masks and then sitting alone in a waiting room with just two of three chairs with huge spaces between them.

It’s eerie isn’t it?

I’m lucky in that I’ve not had to visit a hospital or take regular trips to the chemist, but there are plenty of people who’ve I know have spent literally hours queuing at their local pharmacy for prescriptions or to speak to a pharmacist about a non-urgent medical condition. It’s those kinds of services that make you realise just how dependent we are on being able to pop in somewhere and ask for medical advice.

One really simple way to make your life easier during the virus is to use an online pharmacy. Using a service like Oxford Online Pharmacy can be a Godsend when you’re worried about leaving the house or want to avoid queues and face masks.

Oxford Online Pharmacy offers a whole range of services that make life simpler and safer and they can even fulfil your NHS prescriptions for you and have them delivered directly to your door. They even offer some pet medications too!

Whether you need something for pain relief or advice about the morning after pill, you can access advice from a pharmacist as well as buying medications online. No more queuing outside the pharmacy or having to worry about the virus – get expert advice online and deliveries to your door.

Not only is it much less stressful using an online pharmacy, but it saves you a lot of time too, time you probably should be putting to good use starting that Christmas shopping…

 

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Checking your criminal history every once in a while might be a good idea. Why? Because it’s easy to forget about certain situations, and if you, for example, apply for a job, this knowledge may come in handy.

Keep in mind that many employers check their potential employees’ background, and may not want to hire a “criminal”. When you know about a crime you committed, you’ll be able to stay on top of the situation and won’t lose your head.

That’s why, if you’ve ever, for example, been charged with affray when you were still a teenager, but can’t seem to remember it, it’s best to get familiar with the situation. In the article below, you’ll find out why, and how you should check your criminal history.

Why Should You Check Your Criminal History?

First things first, your criminal history may be unknown to you, but it doesn’t mean it’s anonymous to the rest of the world. That’s why, to avoid any unpleasant surprises, you should check it when you think you might’ve forgotten about something.

But certain situations demand to ensure that everything is fine with your criminal history. You should give yourself a little background check every time you apply for a job. An employer can even demand you to do that.

What’s more, when you’re applying for a job in healthcare or education, you may need to do an even more detailed check, called Disclosure and Barring Service (DBS). Keep in mind that some employers may decide whether or not you get the job depending on your criminal records.

But why is it a good idea to check it by yourself beforehand, though? Think about how it looks when you play with open cards from the start, telling that you had some minor problems with the law. Employers will see that you’re an honest person who has left the past behind.

But when they have to do the background check by themselves and find out something about you, they may think that you wanted to hide something from them. You will seem like a dishonest person, even though you’ve simply forgotten about certain situations.

Aside from job-related checks, you’ll also need your criminal record when applying for a visa. You can also check it whenever you want, without any good reason.

How to Check Your Criminal Record?

As you already know why checking your criminal history from time to time is a good idea, let’s find out how you can do that and what the types of DBS checks are. Don’t worry. You won’t need to visit the police station and wait until the old lady finds your file.

First of all, you should know that you have the right to demand access to your criminal record. It’s called a subject access request, and you can file it to the Criminal Records Office (ACRO) whenever you need.

Secondly, when it comes to job-related background checks, as mentioned before, there are a few basic types:

  • A basic check- shows any unspent convictions or conditional cautions
  • A standard check- in addition to unspent convictions it shows the spent ones. It also presents reprimands and final warnings
  • An enhanced check- it adds information relevant to the role stored by the police to the standard check
  • An enhanced check with the barred list- it shows the same information as an enhanced check and reveals whether you’re on the list of people banned from doing the job

To apply for the DBS, you’ll need your National Insurance number, passport, driving license, and every address you’ve lived at in the last five years of your life. After you’ve prepared all the necessary documents, pick the right DBS, and fill in all the forms.

Keep in mind that the DBS check is not free, and it costs 23 pounds. You must pay the fee ten days from the date you submit your application.

Conclusion

It’s a good idea to check your criminal history once in a while, to be sure that everything is fine, and that you haven’t forgotten about any mistakes of youth. Also, keep in mind that your employer can request a background check on you whenever he wants, so it’s good to know a thing or two about the application process.

Nevertheless, even though your employer can check it, it’s better to know if you don’t have any skeletons in the closet. Sharing this kind of information beforehand may get you a job.

As mentioned before, your criminal record may be unknown to you, but it doesn’t mean that the rest of the world doesn’t know about your forgotten adventures. It’s better to be safe than sorry.

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can you get an injury from a vaccine

It’s important that you take care of yourself on the go to maintain a healthy mind and body. For many people, vaccines play an essential role in keeping themselves healthy against any diseases. Typically, they’re products that provide immunity to specific diseases, protecting you from getting sick easily. As such, you might not think that getting yourself vaccinated might also create some negative side effects, such as serious injuries.  

Although reactions usually happen when your body reacts to the vaccine, there are instances when these reactions are so severe that you can get yourself injured in the long run. Thus, if you’re asking whether you can gain an injury from a vaccine, the answer would be in the affirmative.

For instance, as provided by the National Childhood Vaccine Injury Act of 1986, a compensation program was established in response to civil lawsuits filed against vaccine manufacturers and healthcare providers due to the side effects of vaccine shots, which resulted in serious injuries to vaccinated individuals.  

To have a better understanding of this subject matter, here’s everything you need to know about vaccine injuries and how to handle them legally.  

What Is A Vaccine Injury? 

Primarily, a vaccine injury is sustained when you experience long-term symptoms and side effects after getting vaccinated. Unlike reactions, injuries caused by vaccinations need immediate medical attention to avoid further health problems. When they’re not treated quickly, they might lead to permanent disability and, in extreme cases, death.  

Thus, if you don’t feel right after the vaccination, see your doctor right away to help you get better. In case your injury is severe enough that it affects your ability to work and enjoy life, it’s best to hire a dedicated vaccine injury lawyer to handle the legal aspect of your situation. They can help you determine the legal options available to your unique situation and ensure you receive the right amount of compensation.  

For more information about vaccine injuries, check out www.vaccineinjuryhelpcenter.com.

What Are The Different Types Of Vaccine Injuries? 

Now that you know what vaccine injuries are, it’s time to get familiar with the most common injuries a person can sustain after they get vaccinated. These can include: 

  • Anaphylaxis – This is a life-threatening allergic reaction that can affect the functions of your body. When you suffer from this condition, you might experience several symptoms, such as itchiness, nausea, vomiting, changes in blood pressure, and dizziness. Also, when you suffer from anaphylaxis, you might have to deal with the swelling of the throat or face, which can eventually lead to breathing difficulties.
  • Bell’s Palsy – This vaccine injury refers to a nerve paralysis that prohibits you from using and controlling your facial muscles. Depending on the effect of the vaccine inside your body, the severity of Bell’s palsy can range from mild weakness to complete paralysis. The common symptoms of this condition can include abnormal facial movements, twitching, sensitivity to sound, and headaches.  
  • Encephalitis – This is a serious vaccine injury you should be wary of. This is commonly known as the inflammation of the membranes of the brain, which causes swelling. When you have encephalitis, you might experience symptoms ranging from mild to severe. These can include flu-like symptoms, seizures, stiff neck, muscle twitching, impaired cognition, and, in extreme situations, coma.  
  • Guillain-Barre Syndrome – This is an autoimmune disorder wherein your immune system produces an inflammatory response that causes severe damage to your autonomic, motor, and sensory nerves. Common symptoms of this syndrome that you can get after a flu shot can include sensory disturbances in the different parts of your body, loss of reflexes, and muscle weakness that can lead to paralysis. In rare cases, you might also experience severe health conditions, such as difficulty breathing and other respiratory issues.  
  • Rheumatoid Arthritis – This refers to an inappropriate immune system that causes inflammation, stiffness, swelling, pain, and redness in the affected joints. If you suffer from swollen joints and other systemic symptoms, such as weight loss, fatigue, and loss of appetite, after a vaccine shot, you might be experiencing rheumatoid arthritis.  
  • Multiple Sclerosis – This refers to a disorder affecting the central nervous system, particularly the brain and spinal cord. Some common symptoms of multiple sclerosis that can be developed after a vaccine shot can include numbness of the face, dizziness, pain, weakness, and, in some cases, cognitive difficulties.  

Takeaway 

As discussed above, vaccine shots might cause some injuries. Thus, if you want to educate yourself further about this complicated subject matter, keep this article in mind so you’ll know what to do in the event you’d sustained injuries as a result of a vaccine.  

When this happens, don’t forget to find an experienced lawyer to help you recover a vaccine injury compensation. In doing so, you can rest, knowing that you get the justice you deserve against the at-fault party.  

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This is a paid advertorial with Tesco

Today I’m putting Tesco Clubcard Plus to the test to see just how easy it is to save money on your supermarket shopping. With Tesco Clubcard Plus you can save up to £40* on your in-store grocery shop and 10% on selected Tesco brands, including clothing and homeware. Read on to find out how it works.

 

There were a lot of things I liked about the early days of lockdown.

I liked not having to GO anywhere and then not feeling like you were missing out because you knew that everyone else was just at home making banana bread and watching reruns of Rosemary and Thyme too. (That wasn’t just me right?)

I liked having a break from work without that feeling of ‘oh but I should really be doing x, y and z’. Although I do love the flexibility of being self-employed and wouldn’t swap it, there’s a lot to be said for the paid holiday that comes with a regular job. I got a lovely tan in the first month of lockdown and read more books than I had in the whole year before that.

I also liked not spending money. Some friends have said they actually ended up spending more because of shopping online, but I don’t do so much of that. Most of my spending outside regular bills is going out related – days out, coffees, lunches and dinners in restaurants – and overnight this just stopped. It sucked that my work took such a down turn and that I didn’t qualify for any government support, but once I’d got things like the mortgage payment holiday in place, I found that my drop in spending was enough to mean I could tick over. Hence the tan.

I know that I could just not spend that money, lockdown or not, but it doesn’t really work like that does it? Not for me anyway. It’s a bit like eating and drinking – if the opportunity is there then normally I take it.

Would I like to go out for brunch? Why yes, yes I would.’

Now then, with the country tentatively reopening its doors for brunch fun times, I’ve found a little bit of worry starting to creep in about how my spending is going to increase. I try generally to keep as relaxed an attitude to money as I can muster – you can’t take it with you, it doesn’t buy you love etc etc – but sometimes it will sneak up on me, that feeling of it seeping away, of not being as in control as I might like.

It’s similar to the feeling I get on my sixth Jaffa Cake and it’s not good.

As I don’t want to not go out for brunch – what horror – I’ve had to look for other, easier ways to save money. One of them is Tesco Clubcard Plus.

I already had a regular Tesco Clubcard of course, because I’m a sucker for earning points and feeling like I’m part of a club, (I think it comes from not having many friends at school…), but Tesco Clubcard Plus cranks things up a notch in terms of membership perks. I’m talking actual cash in your pocket, not just a self-laminated certificate. (Definitely never done that.)

How do I set up Tesco Clubcard Plus?

It really couldn’t be easier to start saving money with Tesco Clubcard Plus.

Step one – subscribe to Tesco Clubcard Plus. It costs £7.99 a month but there is no minimum term so you can cancel any time you like. Although honestly, why would you want to voluntary stop saving money every month?

Step two – download the Clubcard app.

Step three – start saving money! Hoorah!

I found the whole process took just a matter of minutes and the app is very intuitive to use. View Post

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Advertisement feature in association with Belling

Hulk ice cream sandwiches

Never let it be said that I don’t enjoy a challenge.

When British cooking appliance brand Belling, who’ve been helping families create tasty, nutritious meals since 1912, asked me if I fancied creating a superhero themed recipe as part of their latest campaign to get kids excited about cooking then of course I said yes.

Belling has actually created an entire recipe book of superhero themed recipes, which you can get completely free here. All of the recipes in the Belling campaign are healthy twists on foods linked to superhero films, including treats like rainbow smoothies inspired by Bruce Wayne’s smoothies in Batman Begins and the picnic sandwiches that Billy Batson enjoys in Shazam.

How hard could it be?

‘Not a problem,’ I said.

‘How about some Hulk themed ice cream sandwiches made with Hunka Hulka Burning Fudge ice cream?’ I said.

‘Excellent!’ Belling replied.

And there I was.

If you’re an Avengers fan then you may already have spotted the extra dimension to my challenge – the fact that Hunka Hulka Burning Fudge is actually a completely made up ice cream flavour. Here’s the Hulk tucking into it in Avengers: Endgame: View Post

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Do you and your loved ones have an upcoming family reunion marked on your calendar? Custom t-shirts bring a cohesive element to any family reunion or group event. Not only do these custom shirts make it easy to identify who belongs in your group, but they also act as a wonderful memento that memorializes days of family fun. Not to mention, the unity of color-coordinated custom shirts will make for amazing family photos you can download or store in your scrapbooks.

While it may seem appealing to gift every family reunion attendee with a custom shirt, purchasing custom shirts from a company can be expensive. If you’re looking for a fun, creative, and affordable alternative, consider creating your own DIY custom t-shirt.

Here are four DIY custom shirt printing methods you can execute from the comfort of your own home.

Before you get started

The key to producing your own custom t-shirts that are sure to wow even the pickiest family members is purchasing quality t-shirts at an affordable price. A good quality t-shirt should rank at the top of your priorities, above any of these other DIY tips and tricks.

Once you’ve located a reliable t-shirt distributor, most sites will give you discounts for bulk orders. ShirtSpace has a huge selection of affordable t-shirts in a variety of colors and fabrics, which makes it a great place for all your DIY t-shirt needs. Note that if your reunion or other event is relatively small, these discounts might not apply to you.

After you’ve ordered and received your shipment, you’ll also want to check washing instructions for any paint or ink purchased for these DIY t-shirt methods. This way you can avoid washing away all of your hard work after a single wear.

Use transfer paper

Creating your design and printing it onto transfer paper is one of the easiest ways to make custom t-shirts. Although it can take some time to create large batches, this is a perfect method for a small group or a project with multiple people involved in the creation.

Once you’ve assembled your team of custom-shirt designers, simply buy transfer paper from your local office supply store, and design the image you want to put on your shirts. Then, print the image from any inkjet printer. Unlike professional custom printing, you don’t need any other special tools.

According to these heat press tips and tricks, it’s important to choose the correct color paper. Use light transfer paper for white or pastel shirts. This paper is placed face down on your fabric, so make sure to reverse your image before printing.

For darker-colored fabrics, you’ll want to purchase a set of dark transfer paper. No need to reverse the image in this case, since the image is placed face up.

As the last step, you’ll want to follow the package instructions for heat transfer. In most cases, all you’ll need a standard iron on a low to medium setting.

Get crafty

Not all custom t-shirts need to look professional. For family reunions and other celebrations with your loved ones, why not take a more creative route?

Offering a spread of glitter glue, sequins, and stencils will keep young attendees engaged in the process when they can apply their own personal touch to their work-of-art. With your own unique flair, you’ll be sure to stand out in your family photos.

You can buy supplies at your local craft store and have everyone make their own t-shirt at the event or in advance. Designing the shirts at the time of the event will keep your guests entertained for the entirety of the family reunion.

A few supplies you might consider are:

  • Puff Paint
  • Fabric Paint
  • Fabric Glue
  • Pom Poms
  • Tie-Dye
  • Letter and Number Stencils
  • Iron-on Patches
  • Fabric Markers
  • Glitter
  • Ribbon
  • Scrap Fabric

If you want to keep a consistent theme to the shirts, only purchase certain colors of each item. For example, for a Mardi Gras theme, you’d stick to yellow, purple, and green. If your family crest colors are red and blue, only purchase red and blue items. It’s that simple and such a fun addition to any event.

If you’re making a shirt for personal use or a memorial, consider a gorgeous, painted portrait for your t-shirt design. Slummy Single Mommy has a great tutorial for this fun project.

Invest in a screen printer

If you find yourself tasked with ordering custom t-shirts for groups often, it might be a good idea to invest in a screen-printer. You can purchase a standard model for around $200.

It can take some time to get used to the process, so make sure you purchase extra ink and fabric for your test-runs. Old t-shirts are great for these practice sessions. For beginners, there are a plethora of Youtube channels with helpful instructions that will make the learning process much easier.

Once you get the hang of things, you’ll be churning out t-shirts for all of your family reunions and other events. You can even start selling some of your designs locally for an extra boost to your income. These custom shirts will also make a creative gift for a loved one.

Utilize Stencils

Stencils can be fun to use for your more crafty custom shirts, but they’re also great for creating a professional look on a budget. You can pre-purchase a variety of stencils from most craft stores.

An ample variety of fonts and sizes are available for letters and numbers, as well as stock shapes and designs. You can also purchase more unique or custom stencils from sites like Etsy.

For an affordable method, Instructables suggests you tape the stencil snuggly to the t-shirt. Then, use fabric paint to fill in the design. Let dry before removing.

If you want to invest a little more time and money into your shirts, you can create a more professional set-up. Kit Kraft suggests Speedball brand printing ink, a screen printing frame, and squeegee. The frame holds your fabric and stencil taught, while the printing ink gives your design a vibrant touch while leaving a long-lasting impression on your guests.

Final thoughts

Help your family reunion stand out from the crowd by printing DIY custom shirts for your loved ones. For long-lasting memories, invest the time and energy into designing custom shirts that will capture the essence of your year as a family unit.

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untold stories slummy single mummy

Today’s guest post is an anonymous contribution from a mother of one child who found herself questioning her identity and her value after becoming a parent. It’s very easy to judge people in these kind of situations and I’m sure not everyone will understand. Having a baby though is a massive life shift, it sends our hormones into a spin and can throw us completely off balance. It’s often a time when relationships become especially valuable. We are all human beings after all.

Please do leave a comment or get in touch if you have your own story to share about your family life. Read more Untold Stories here.

By Anon.

I became a mum five years ago, aged 36. We’d been married for 10 years already by then and had been trying for a baby for most of those. Our daughter was eventually conceived on our third round of IVF.

I’d wanted to be a mum ever since I was a little girl. I had this picture perfect idea in my mind of meeting the perfect man, and having a fairytale wedding. Then we’d get on with the business of having three kids and living happily ever after. I met the man, a good start, and I waited for the kids to follow. They didn’t.

We didn’t worry too much about it to start with as it felt like we had plenty of time. As the years rolled on we started to have to face the possibility that our perfect family wasn’t going to come as easily to us as we had imagined. We had tests, we took temperatures, we plotted things on charts and eventually started IVF treatment.

IVF was hard and the all consuming battle to conceive took its toll on both of us, physically and emotionally. By the time we found ourselves pregnant, the longed for baby had become this huge symbol of hope and promise. It felt like everything was resting on it, that once the baby was born our lives could properly begin. View Post

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Being a landlord to a commercial property can be intimidating as you are required to deal with your tenants’ troubles. You need to attend to water shortages, repairs, or any other issues even at inconvenient times.

If you don’t want to deal with the tenants’ problems, you can buy property from various companies such as Movoto and hire property managers or agents to manage your property. However, if the property does not generate a high income, it is unreasonable to hire agents.

Most investors are now opting for ways to invest in the real estate industry without personally managing the property and hiring agents. You could even indirectly make money from property by training as a real estate agent or a mortgage advisor. Do your research, find the right mortgage advisor course for you and away you go with a new career.

The best options when it comes to property investment in today’s economy is through the following methods:

  • Invest in an exchange-traded fund(ETF)

ETF refers to a combination of stocks or bonds to make up a specific fund. The investment options provide the investors with a low-cost method of investing in the tremendously high-cost area of real estate. The investors can benefit by acquiring regular income from the invested bonds or stocks associated with the industry. It is also possible to obtain certain liquidity of common shares.

Investors who opt to buy the investing strategies receive a specific dividend from a property either monthly or annually. Since another body is running and maintaining the property, the returns are lower than buying the property on your own. The major advantage of considering this method is that you are free of the tedious work and stress of managing a property.

They are many ETF that offer real estate options in various countries. Conduct adequate market research to ensure the one you chose is credible to provide the services.

  • Mutual funds real estate investment

Mutual funds in real estate give investors a chance to invest in securities offered by various public real estate industries. The public real estate company purchases different properties by money earned through contributions by multiple investors.

The return of such an investment strategy is affected by factors such as; interest rates and the market’s economic conditions.  The mutual funds offer an appealing alternative to the actual buying of various properties. The profits of the funds are liquid, and you have the freedom to sell them when you wish.

  • Real estate online

Another way to invest in the real estate company without physically owning a property is through real estate online. You can communicate with the company and invest in a residential or commercial property. The company will receive the cash flow from the property and pay you a certain dividend on the amount you invested. The advantage of this method is that you don’t have to manage the property physically, and you will receive earnings for a long time.

  • Offering hard money loans to investors

You can offer a certain amount of loan to a real estate investor. Once the investor has purchased the property, you can receive a certain amount of the cash flow from the asset to compensate for the hard loan. This is an appealing method to invest in the real estate industry if you are a beginner, and you have minimal experience with the real estate industry.

Once you gain confidence in how the industry works, you can buy your property in the future. However, you need to invest with an investor who is credible to minimizes the chances of losing your initial capital in the process.

  • Consider the home construction strategy.

The construction strategy of the real estate investment involves constructing commercial, residential, vocational houses for resale. You acquire land at strategic locations and hire professional engineers and architectures to build modern homes.

Since you want to avoid the aspect of managing the property upon completion, you can sell it to other investors. You can also rehabilitate old buildings and convert them into new and marketable assets. It is an appealing investment aspect for most builders.

  • Real estate investment trust(REIT)

A REIT owns commercial and residential properties and allows investors to buy stocks and bonds from them. Most REITs are public enterprises and offer the sales of their shares on an extensive portfolio. As the investor, you can purchase specific stocks and bonds and consistently receive a particular amount of dividends monthly or annually.

Since buying property on your own requires a tremendously high amount, REIT provides a low-cost method of owning a property. However, you will earn low returns from the investment strategies compared to when you buy your property.

Bottom Line

There are numerous methods to invest in the real estate industry without having direct ownership of the property. Although the methods reduce the risks and costs of managing the property, they offer low returns. You can survey the method that suits your needs and provide a guaranteed income for a certain period.

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If you happen to be a homeowner, you’re probably used to doing some basic plumbing jobs. Unclogging toilets and drains, tightening loose pipes under your sink, and even replacing basic fixtures are all part and parcel of owning your own home. But what happens when a less common problem crops up, one that you aren’t used to dealing with? At what point will Googling cease to be a good enough supplement to your DIY knowledge and a professional plumber’s help be necessary? Professional plumbing can be expensive, since the majority of the price tag is in labor rather than materials, but a botched DIY job can be even more expensive, so it is imperative that you know when to go with a professional and when to go it alone. Here are 3 plumbing jobs you can DIY and 3 jobs that require a professional plumber.

DIY Plumbing Projects

Installing a new faucet

You can go out to any hardware store of your choosing and purchase that fancy new faucet you’ve been wanting to buy. Installing or replacing a faucet can be a simple procedure and won’t cost you a lot of money or time, especially since some faucets will come with direction kits. Most faucet installations do not require the help of a professional unless valve connections are damaged or other repairs need to be done before the faucet can be replaced. Make it easy on yourself: have your new faucet have the same connection points as your old one.

Replacing an old washing machine hose

Failing to maintain your washing machine can result in hazardous conditions, as a washing machine hose can burst if not properly taken care of, resulting in a discharge of up to 500 gallons per hour. Replacing the old hose of your washing machine is something you can do on your own by unplugging your washer, turning off the water supply, then disconnecting the hose from the valves and washer. Attach the new hose to the valves and then the washer, and finish by turning the water and power supply back on. It’s a simple procedure that you should do regularly every 5 years.

Repairing toilet hardware

The pieces that make up your toilet can sometimes become faulty or quit working. Many toilet problems stem from faulty seals or chains, which can usually be replaced easily on your own. In addition, if you find your toilet is a bit wobbly or the seat is loose, there are DIY kits you can purchase at your local home department store that come fully equipped with the tools and parts you will need. If your toilet hardware repairs go further to more complex replacements, such as installing an entirely new toilet or a leak inside the walls, you’ll want to call in the help of a plumber.

Projects for a Professional

Remodeling renovations

Your plumbing project may be a smaller part of a larger project, such as remodeling your kitchen or building a master bathroom addition. If your next plumbing project should happen to involve moving plumbing or expanding your plumbing, permits may be needed to do this. A professional plumber will be more familiar with the handling of permits and the building codes for your area. To ensure that your home is safe during any remodeling, hiring a plumbing contractor to examine your plumbing and take care of the installations or replacements will guarantee connections are done properly and correctly.

Shutting off water flow

When a toilet is clogged or a tub drain is backed up, it may be necessary to cut the water flow to these particular areas. Many homeowners will have the tools or can rent the tools necessary to do this for simpler projects like shutting off the sink water supply to replace a faucet, but a professional plumber has more experience in the handling of large water connections. If you’re unsure which lines to turn off or how to accurately handle the plumbing pipes of your home, leave it to a professional, especially since these connections are unique to your house and therefore not an easy Google search away like some simpler DIY repairs.

Sprinkler system

To improve the overall health of your lawn, installing a sprinkler system will be key. This type of project will involve a professional landscaper to examine your property and gather any necessary permits, but it will also take a plumber to work the water system lines. The performance of your sprinklers impacts the care of your lawn, so it’s important that a professional checks that all water supplies reach each sprinkler correctly. This type of project can be easily achieved with the help of a plumber, and especially in the case of larger property you will want a professional to install your sprinkler system. For more information of professional plumbing services, click here: https://www.fixitrightplumbing.com.au/plumber-canberra/.

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