4 reasons to join the Federation of Small Businesses

fsb benefits  

I’ve never been much of a planner work wise.

I couldn’t really tell you exactly why the idea lacks appeal so; you could probably argue that it’s a confidence issue, and a fear of failure, but as much as anything I think it’s laziness. That mixed with a lack of a particular ambition in any direction, plus an appreciation that my industry changes so quickly that who really knows where I might be in five years. If you had said to me when I became self-employed in 2009 that I would end up making a living from blogging then I certainly wouldn’t have believed you.

Plus, when I did a career test at school it said I should be an insurance underwriter. No one wants to make a life plan based on that do they? View Full Post

5 good reasons to plan a holiday to Lanzarote

holidays in Lanzarote

Lanzarote has gained itself a bit of an iffy reputation over the years. Think Lanzarote and you may think Lanzagrotty – beaches packed with noisy, sunburnt tourists and poor quality accommodation – but scratch beneath the surface and head away from the tourist traps and Lanzarote has a lot to offer.

I’ve got together with Thomson and come up with five good reasons to consider a holiday in Lanzarote this summer.

It’s warm

But not too warm. August and September are the hottest months, with average temperatures of 25 degrees. In fact, Lanzarote is well known for it’s nice weather all year round. August is the best month for swimming in the sea – average sea temperature in Lanzarote in August is 22 degrees.

The food

The best bit of any holiday surely? There’s plenty of delicious, authentic food to be found in Lanzarote if you do your research. La Cabaña takes the top spot on Trip Advisor, so is worth a look if you’re in the area. Keep your eyes open for traditional tapas and fresh fish.

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Bloggers – Earn some extra pennies with the Webfluential invite and earn tool

Webfluential blogger network

I’m signed up to a lot of blogger networks. Most of the time I register on the promise of exciting brand opportunities, and six months later I’m still waiting. In the meantime, there’s nothing really in it for me.

Webfluential is a bit different.

On the one hand, Webfluential is like a lot of other influencer networks – it connects bloggers and brands and offers you the chance to earn money through blog campaigns and social media promotions – but it has a few extras that make it a little bit special. For instance, you can choose to set your own prices for different types of work, so if you’ve got a very strong presence on one channel, you can charge a higher price for work through this.

It also helps you to create your very own online media pack, which could be really useful when pitching to other brands. All you have to do is connect up your social accounts, and it draws in follower information, including audience demographics. You then get a unique link to your profile, that you can share with anyone you like. View Full Post

A short rant about coughing

cough medicine

I’m going to give you a little summary of what I’ve been doing over the last few days.

COUGH COUGH COUGH COUGH COUGH COUGH COUGH COUGH COUGH COUGH COUGH.

And then a little cup of tea.

COUGH COUGH COUGH COUGH COUGH COUGH COUGH COUGH COUGH COUGH COUGH.

Are you getting the idea? View Full Post

A 5 step plan for dealing with debt – with Money Clip from Natwest

Dealing with debt Natwest Money Clip

How much debt do you have at the moment?

I’m not trying to depress you – I know January isn’t really the month you want to look at your credit card statements – I’m just curious. You don’t have to say out loud, just have a think and add it up.

Are you surprised? If it makes you feel better, the average UK household debt in the third quarter of last year was £11,800, its highest in five years. As far as I know, this doesn’t include mortgages.

Does that make you feel better or worse?

My own debt is less than this – more like the £4,000 mark – although that’s me personally rather than the household as a whole. Over the last ten years I’ve made a concerted effort to keep the debt I do have under control. Going through university, living an hour’s drive away, and bringing up a toddler on my own, got me into a lot of trouble financially. It took me a long time to take my head out of the sand and actually face up to the debts, let alone pay them off. Now though I’m clear – no bad debts, no student loans left – it’s a great feeling. View Full Post