How to save money on food shopping with Tesco Clubcard Plus

This is a paid advertorial with Tesco

Today I’m putting Tesco Clubcard Plus to the test to see just how easy it is to save money on your supermarket shopping. With Tesco Clubcard Plus you can save up to £40* on your in-store grocery shop and 10% on selected Tesco brands, including clothing and homeware. Read on to find out how it works. I’ve also done a follow up post – Is Tesco Clubcard Plus worth it? – so you can see how I’m feeling about it four months later.


There were a lot of things I liked about the early days of lockdown.

I liked not having to GO anywhere and then not feeling like you were missing out because you knew that everyone else was just at home making banana bread and watching reruns of Rosemary and Thyme too. (That wasn’t just me right?)

I liked having a break from work without that feeling of ‘oh but I should really be doing x, y and z’. Although I do love the flexibility of being self-employed and wouldn’t swap it, there’s a lot to be said for the paid holiday that comes with a regular job. I got a lovely tan in the first month of lockdown and read more books than I had in the whole year before that.

I also liked not spending money. Some friends have said they actually ended up spending more because of shopping online, but I don’t do so much of that. Most of my spending outside regular bills is going out related – days out, coffees, lunches and dinners in restaurants – and overnight this just stopped. It sucked that my work took such a down turn and that I didn’t qualify for any government support, but once I’d got things like the mortgage payment holiday in place, I found that my drop in spending was enough to mean I could tick over. Hence the tan.

I know that I could just not spend that money, lockdown or not, but it doesn’t really work like that does it? Not for me anyway. It’s a bit like eating and drinking – if the opportunity is there then normally I take it.

Would I like to go out for brunch? Why yes, yes I would.’

Now then, with the country tentatively reopening its doors for brunch fun times, I’ve found a little bit of worry starting to creep in about how my spending is going to increase. I try generally to keep as relaxed an attitude to money as I can muster – you can’t take it with you, it doesn’t buy you love etc etc – but sometimes it will sneak up on me, that feeling of it seeping away, of not being as in control as I might like.

It’s similar to the feeling I get on my sixth Jaffa Cake and it’s not good.

As I don’t want to not go out for brunch – what horror – I’ve had to look for other, easier ways to save money. One of them is Tesco Clubcard Plus.

I already had a regular Tesco Clubcard of course, because I’m a sucker for earning points and feeling like I’m part of a club, (I think it comes from not having many friends at school…), but Tesco Clubcard Plus cranks things up a notch in terms of membership perks. I’m talking actual cash in your pocket, not just a self-laminated certificate. (Definitely never done that.)

How do I set up Tesco Clubcard Plus?

It really couldn’t be easier to start saving money with Tesco Clubcard Plus.

Step one – subscribe to Tesco Clubcard Plus. It costs £7.99 a month but there is no minimum term so you can cancel any time you like. Although honestly, why would you want to voluntary stop saving money every month?

Step two – download the Clubcard app.

Step three – start saving money! Hoorah!

I found the whole process took just a matter of minutes and the app is very intuitive to use.

What are the benefits of Tesco Clubcard Plus?

There are a couple of key ways to save money with Tesco Clubcard Plus.

Twice every month you can choose to take 10% off a big shop in store, up to £200 each. That means if you spend £200 twice in a month, you’ll save a total of £40 on your shopping just like that. Even if you just do a couple of £40 shops, you are already saving £8 and covering the cost of your subscription.

To cash in your big shop discounts, just select ‘big shop’ on the Clubcard app and scan the QR code at the till.

Tesco Clubcard Plus app

In addition to money off groceries, a Tesco Clubcard Plus membership gives you 10% off selected Tesco brands in store, including F&F clothing, Fox & Ivy, Fred & Flo, Carousel, Tesco Pet and Go Cook. This discount isn’t restricted to a certain number of shops a month, it applies automatically every time you shop and scan your Clubcard app.

Let’s take a look at my shop as an example.

I went along to Tesco to do what I would consider one of my big shops. It’s only me and Belle at home, so we don’t spend loads, but if I plan ahead and stock up on essentials then I normally head towards the £100 mark. While I was in Tesco I also bought four rather lovely pasta dishes from the Fox & Ivy range.

I’m a big fan of Fox & Ivy. My bedding is Fox & Ivy and I liked it so much I bought two sets. (Cats not included.)


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A post shared by Jo Middleton 🐱🐾 (@slummysinglemummy) on

*Looks at cats for a bit*

When I got to the checkout with my shopping and pasta bowls, I clicked on ‘big shop’ in my Clubcard app and scanned the QR code to get the offer. Then I scanned my regular Clubcard info, which also took the 10% off my pasta bowls.

Tesco Clubcard Plus app

As you can see I saved a total of £11.26 – £9.46 using my big shop 10% discount and £1.80 via the discount on Fox & Ivy. All just with a quick scan or two of the Clubcard app.

It’s simple right?

The only thing I don’t understand about Tesco Clubcard Plus is why everyone doesn’t sign up, because if you shop in Tesco regularly it feels like it would be impossible not to save money.

Subscribe to Tesco Clubcard Plus and start saving money on your shopping.

*†£7.99 a month. £40 saving based on 10% off 2 shops and £200 max spend per shop. 10% always on brands: F&F, Fred & Flo, Go Cook, Tesco Pet, Carousel, Fox & Ivy. In-store spend only. Exclusions apply. Clubcard app required. See 



  1. Philippa Connell
    23 August, 2020 / 7:49 am

    We used Clubcard Plus and saved about 80 quid, but now we’ve started doing click and collect and it sadly can’t be used for online shops. If you’re shopping in store it’s brilliant though.

  2. David Wee
    3 March, 2021 / 11:50 pm

    I would like 1.

    2 July, 2021 / 6:31 pm

    The tesco club card is for people who weren’t very good at arithmetic at school. Tesco are laughing all the way to the bank.

  4. Sharron Boyagian
    21 September, 2023 / 1:44 am

    Where do you find a store that is affiliated with Tesco?
    I have never heard of it.

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