How careful are you when it comes to protecting yourself against fraud?
I have one of those fancy shredders that shreds things in two different directions, but it’s under my bed, not plugged in, which isn’t very helpful. Normally I will build up a pile of things for shredding – a pile which I will store alongside the shredder under my bed until it begins to spill out onto the floor – but sometimes I am just too lazy to walk upstairs and will chuck the odd thing in the recycling.
I have ex-Boyfriend’s voice in my head the whole time of course, scolding me over my careless approach to fraud protection, and depending on my mood that can go one of two ways; either I accept that he always was more sensible about stuff like that and I make the effort to climb the stairs, or I think ‘well sod you, I don’t have to do what you say any more’ and it’s all I can do not to post my sort code and account number on Twitter. (Which again just proves that he is generally far more mature about things than me.)
Fraud isn’t just about people rummaging through your recycling for old credit card bills of course. It can happen to anyone, any time, and it’s important therefore to understand exactly how you might be at risk and what steps you can take to prevent becoming a victim. Did you know for example that £27.5million of cheque fraud is committed every year in the UK? Who even uses cheques any more? Surely just the presentation of a cheque as payment for goods or services would be enough to make anyone suspicious?
Natwest have put together some tips in the form of the funky little graphic below, so you can get up to speed on the risks.
Have you ever been the victim of fraud? What do you do to protect you and your family?
Credit – Natwest